Prosperity Home Mortgage

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Rod Weader
Rod Weader
Realtor® License ID: 30387

+1(843) 442-9902

1800 Old Trolley Rd, Summerville, SC 29485

https://rodweader.agentowned.com

A Seasoned Agent That Can Find or Sell Your Home Fast

 Thank you for visiting my website. I have been in the Real Estate professional for almost 44 years in the Tri-County area. 
I pride myself in doing what is right for everyone. This includes all buyers and sellers who may be involved in a real estate transaction. It is very stressful for buyers and sellers when purchasing and selling a home. It can be stressful for the Realtor as well.
Here is where I come into play. I will take the stress out of buying or selling for you to relieve the stress and hopefully make the transaction as smooth as possible. My experience should help with this. I would love to put my negotiating skills to work for you.
I will keep myself accessible for you, I am a good listener, a good communicator and I will respond to your needs in a timely manner. 
I know you will experience my commitment and expertise in getting the job done right and efficiently. Just ask the 1000’s of past clients I have assisted over the years.
The technical support these days is outstanding. It has not only educated me but has enabled me to do everything in this profession more quickly and efficiently. This has helped me extend my range of services to the best of my ability.
When looking for a Realtor, please consider me as a choice for all your Real Estate needs.
EDUCATION:
I am almost a native of South Carolina since I have been here since 1969. Originally from the Norfolk-Virginia Beach area. I came here to attend the Baptist College (now Charleston Southern University). Getting a degree in management and economics. I also attend The Citadel ( MBA program).
HISTORY:
I began my Real Estate career in 1974 with a very small company and is now with AGENTOWNED REALTY. I have worked with some of the best.
SPECIALIZES IN REAL ESTATE:
Commercial & Investment real estate, land development, acreage, shopping centers, custom built homes, existing homes, historic homes, first time buyers, foreclosures, military, condos & luxury homes.
AREAS SERVED:
Charleston, Goose Creek, Summerville, North Charleston, Ladson, Hanahan, James & Johns Island, Mt. Pleasant, Moncks Corner & Folly Beach.
DESIGNATIONS:
GRI
ACCOMPLISHMENT: 
I set the precedent with Bob Lane Realty in 1983 through the SC Supreme Court as to what constitutes a Real Estate transaction in the State of South Carolina. 

Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

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